/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: #fff;
  border-bottom: 1px solid rgba(199,215,234,0.8);
}
.header-inner {
  height: var(--header-h);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 14px;
  min-width: 240px;
}
.brand img {
  height: 56px;
  width: auto;
  display: block;
}
.nav {
  display: flex;
  align-items: center;
  gap: 26px;
}
.nav a {
  font-family: Montserrat, Inter, system-ui;
  font-size: 14px;
  font-weight: 600;
  color: var(--midnight);
  letter-spacing: 0.01em;
  padding: 10px 10px;
  border-radius: 12px;
}
.nav a:hover {
  background: rgba(231,240,250,0.8);
  text-decoration: none;
}
.nav a.active {
  background: rgba(231,240,250,1);
  border: 1px solid rgba(199,215,234,0.9);
}

.nav-toggle {
  display: none;
  background: transparent;
  border: 1px solid rgba(199,215,234,0.9);
  border-radius: 12px;
  padding: 10px 12px;
  cursor: pointer;
}
.nav-toggle .bar {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--midnight);
  margin: 4px 0;
  border-radius: 2px;
}

/* Hero */
.hero {
  position: relative;
  overflow: hidden;
  color: #fff;
  padding: 76px 0 64px 0;
  background: linear-gradient(100deg, rgba(11,31,59,0.96) 0%, rgba(47,93,140,0.92) 62%, rgba(75,123,190,0.75) 100%);
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: url("assets/images/logo-watermark.png");
  background-repeat: no-repeat;
  background-position: right 10% center;
  background-size: min(820px, 58vw);
  opacity: 0.14;
  pointer-events: none;
  filter: saturate(0.9);
}
.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image: url("assets/images/logo-watermark.png");
  background-repeat: no-repeat;
  background-position: left -10% center;
  background-size: min(720px, 52vw);
  opacity: 0.06;
  pointer-events: none;
  filter: saturate(0.85);
}
.hero-inner {
  position: relative;
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 28px;
  align-items: center;
}
.hero-copy {
  max-width: 680px;
}
.hero-kicker {
  font-family: Montserrat, Inter, system-ui;
  font-size: 12.5px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.85);
  margin-bottom: 14px;
}
.hero p {
  color: rgba(255,255,255,0.88);
  font-size: 16px;
  max-width: 56ch;
}
.hero-cta {
  margin-top: 26px;
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

/* Footer */
.site-footer {
  background: var(--navy);
  color: rgba(255,255,255,0.88);
  padding: 34px 0;
  margin-top: 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 24px;
  align-items: start;
}
.site-footer a { color: rgba(255,255,255,0.90); }
.site-footer a:hover { color: #fff; }
.footer-brand img {
  height: 42px;
  width: auto;
  display: block;
  margin-bottom: 12px;
}
.disclosure {
  font-size: 12.5px;
  line-height: 1.45;
  color: rgba(255,255,255,0.74);
  border-top: 1px solid rgba(255,255,255,0.14);
  padding-top: 14px;
  margin-top: 14px;
}

@media (max-width: 860px) {
  :root { --header-h: 78px; }
  .brand img { height: 46px; }
  .nav {
    position: absolute;
    top: var(--header-h);
    right: 0;
    left: 0;
    display: none;
    flex-direction: column;
    gap: 8px;
    padding: 14px 18px 18px 18px;
    background: #fff;
    border-bottom: 1px solid rgba(199,215,234,0.8);
  }
  .nav.open { display: flex; }
  .nav-toggle { display: inline-block; }
  .hero-inner { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero { padding: 66px 0 56px 0; }
  .hero::before { background-position: right -8% center; opacity: 0.16; }
  .hero::after { display: none; }
}

/* =========================================================
   Unbox main content cards globally (preserve spacing)
   ========================================================= */

/* Default: remove visual card chrome, keep padding */
.card {
  background: transparent;
  border: none;
  box-shadow: none;
  padding: 28px; /* matches original card padding */
}

/* =========================================================
   Keep boxed cards on FAQ and Contact pages
   ========================================================= */

.page-faq .card,
.page-contact .card {
  background: #fff;
  border: 1px solid var(--border-light, #C7D7EA);
  box-shadow: 0 10px 24px rgba(11, 31, 59, 0.06);
}